Terms and Conditions

Services

Northfield Life Insurance provides information, quotes and application assistance for term life, whole life, universal life, final expense, mortgage protection and children's life insurance, as well as term conversion and reviews of existing policies.

Information on this website is general. Coverage, eligibility and pricing are determined by the insurer that issues a policy, based on your application.

Acceptable Use

You may use this website lawfully and to learn about our services. Content is educational and does not replace advice about your specific circumstances.

Estimates

Quotes given by phone are estimates based on information you provide and do not promise coverage or a particular premium. Final pricing depends on the issuing insurer's underwriting.

No policy takes effect until an application is approved and any required first premium is paid.

Intellectual Property

Website content belongs to Northfield Life Insurance or is used with permission, and may not be copied for commercial use without written permission.

Disclaimer

This website is provided as is. We try to keep it accurate but cannot promise it is complete or current. The terms, benefits and exclusions of any policy are stated in the contract issued by the insurer.

Limitation of Liability

To the fullest extent the law permits, Northfield Life Insurance is not liable for indirect or consequential damages resulting from use of this website.

Third-Party Sites

Links to other websites are provided for convenience. We are not responsible for their content or practices.

Governing Law

These terms are governed by the laws of the State of Illinois.

Changes

We may change these terms at any time by posting an updated version here and revising the date above.